PRIVACY POLICY
Last Modified: August 21, 2017
Lead-Squad.com (the “Company,” “us,” or “we”) owns and
operates this website (the “Site”). We respect your privacy.
This Privacy Policy identifies and describes the way the
Company handles and protects the information you may provide when you visit
this Site and our practices for collecting, using, maintaining, protecting and
disclosing that information. The services (“Services”) provided through
the Site include connecting lead buyers with consumers so that the agents can
provide additional information such as quotes for insurance policies and can
contract with consumers for those policies.
Please read our privacy policy carefully to get a clear
understanding of how we collect, use, protect or otherwise handle your personal
information in connection with your use of this Site. If you do not agree with
our policies and practices, your choice is to not use our Site. By accessing or
using this Site, you agree to this Privacy Policy. This policy may change from
time to time. Your continued use of this Site after we make changes is deemed
to be acceptance of those changes, so please check the policy periodically for
updates. We will indicate the date the policy was last modified at the top of
the Privacy Policy.
1.0.Information
We Collect
There are two types of information we may collect:
“Personally identifiable information” (PII) and non-personally identifiable
information (non-PII). PII is information that can be used on its own or with
other information to identify, contact, or locate a single person, or to
identify an individual in context. Non-PII is information that cannot
identify the individual person and is used in the aggregate to provide general
information about the users of the Site.
PII: When you engage in certain activities on the
Services, such as when you sign up with our Company to receive referrals and to
use the Services, such as through our registration process and the creating of
your account with us, you may be asked to provide certain information about
yourself and your business that we will collect and store.
PII may include your full name, gender?, billing address, telephone
number(s), and email address that you submit on this Site. We also
collect information from you in the course of your establishing an account with
us through the Site, including your credit card number, the month and year
expiration date and the CVC of the credit card. In furtherance of helping
to provide the most compatible referrals to you, we may also collect the name
of your associated insurance agency/company, the phone number of that
businesses, the address (including zip code), licensing number, and the list of
states in which your business and you are licensed to offer insurance products
and services. All information should be provided complete and accurate.
When you open an account with us, you will be able to log-in
to your account. We will ask you at registration to enter your email address
and create a password. We will collect your log-in and password information.
Non-PII: Non-PII is information that identifies your
computer and its navigational patterns through the services provided by this
Site (but not a specific user). We may automatically collect Non-PII when you
visit the Site, through the use of a variety of tools including cookies (small
text files that are stored on a user’s computer for record-keeping purposes and
which contain information about that user’s computer), or other available
analysis or collection technologies. This type of information can include
browser types, domain names and IP addresses.
2.0.How
We Use and Share Information
a. We use the information we collect to (a)
provide, maintain, and protect the Services; (b) notify you of agent promotions,
special events, new services and special offers, for example, through e-mails;
(c) tailor our product offerings, customer service and overall experience; (d)
improve the content, operation, appearance and utility of the Services; (e)
conduct surveys, research and evaluations; (f) troubleshoot and resolve
disputes and customer service inquiries; (g) gather demographic data (h) collecting
of any fees owed; (i) to enforce our terms and conditions; (j) take other
actions permitted by law. and (k) accomplish other administrative tasks
b. Cookies: Cookies are small bits of code, usually
stored on a user's computer hard drive, which enable a website to
"personalize" itself for each user. Cookies allows us to identify
files on your computer and record your preferences and other data about your
visit to our Sites that when you return to the Site we are aware of who you are
and can help personalize your next visit here. Please note that cookies may be
linked to personal information about you. The use of cookies allows us to keep
track of your information and prevents you from having to reenter your
information at each connection. We use cookies to:
·
Keep track of advertisements.
·
Compile aggregate data about the Site traffic and Site
interactions in order to offer better Site experiences and tools in the future.
We may also use trusted third party services that track this information on our
behalf.
Potential consumer tracking data collected by us is used to
optimize your experience by delivering targeted advertising (or allow third
parties to deliver targeted advertising) on our Site and the websites of our
preferred partners/vendors. You can choose to have your computer warn you each
time a cookie is being sent, or you can choose to turn off all cookies. You do
this through your browser (like Internet Explorer) settings. Each browser has
different settings, so look at your browser’s Help menu to learn the correct
way to modify your cookies. If you wish to disable cookies, some features may
not function properly.
c. Push Notifications/Alerts: We may use push
notifications and alerts to notify you of services and/or products that you
have expressed interest in on multiple devices. If you no longer wish to
receive these types of communications, you may turn them off at the device
level. To ensure you receive proper notifications, we may need to collect
certain information about your device such as operating system and user
identification information. You may opt-out of push notifications or alerts
through your browser settings.
d. Web Beacons: Pages on our Site may contain “web
beacons” (also known as Internet tags, pixel tags and clear GIFs). Web beacons
allow third parties to obtain information such as the IP address of the
computer that downloaded the page on which the beacon appears, the URL of the
page on which the beacon appears, the time the page containing the beacon was
viewed, the type of browser used to view the page, and the information in cookies
set by the third party. We use log files to store the data that is collected
through web beacons.
e. User Profiles: The Company may aggregate PII,
Non-PII, Log File information, Web Beacon Information, and Cookie Information
in order to create a profile of an agent utilizing the Site.
f. Third Parties:
We may provide your information, including your PII to other
affiliated companies, and with other trusted vendors and business partners.
Some business partners include companies who provide business services to us or
on our behalf, such as to, authorize your credit card and to process payments, monitor
Services activity, help to maintain our database of agents, and administer
e-mails, surveys or other communications we send in furtherance of our business
relationship with you.
g. Opt-Out: If you decide that you are no longer
interested in receiving SMS or email communications from us, you may follow the
instructions in our SMS or emails to unsubscribe from our email list or by
emailing us at: support@lead-squad.com. If you wish to opt-out of disclosure
and to be excluded from our mailing list, please email us at: support@lead-squad.com.
As to communications from our vendors, affiliated companies, and business
partners, please follow the instructions to opt-out in those entities’
communications. Please note that we may use e-mail to communicate with
you about your account. If you opt-out of receiving email communications,
you may still receive transactional-type communications, including email, from
us.
h. Legal Compliance/Other Information Disclosure: We
also reserve the right to disclose your information in good faith as required
by law, in response to legal process including law enforcement requests, and
with any person or entity that may acquire all or any part of our business or
assets, in connection with any change in control of us, a reorganization of our
Company, a dissolution or a similar event. and where needed to prevent fraud
and to protect the safety, property, or legal rights of our Company, our users,
our affiliates, or any other third party. We may also disclose your information
to manage and protect our information technology infrastructure and
security. We may also disclose your information for any other purpose
with your consent. We may share your information with third party service providers
or who perform functions for us such as credit card processing companies, e-mail
service providers and database hosting companies. We may share non-PII at any
time for any purpose.
3.0.Unsubscribe,
Opt Out or Revoke
You may revoke
consent at any time for any use of PII collected from you under this Privacy
Policy. However, we may maintain your PI to service your account with us
and for transactional matters, including those relating to your account with
us. To revoke consent, indicate by emailing us at support@lead-squad.com . We
will remove your PII from our internal programs and further communication from Lead-Squad.com
will cease, except for administrative and transactional matters.
4.0.
Third Party Links
Occasionally,
at our discretion, we may include or offer third party products or services on
our Site.. These third-party sites have separate and independent privacy
policies and we recommend you review those sites’ policies. We therefore have
no responsibility or liability for the content and activities of these linked
sites. Nonetheless, we seek to protect the integrity of our Site and welcome
any feedback about these sites.
5.0.How
to Access or Modify Your Information
We strive to keep all
personal information accurate and complete. You are always fully in control of
the information that we maintain to service you. You can change your personal
information at any time and as often as necessary, provided your changes are
accurate and complete. You can also request that information be deleted.
Information may be withheld or exempted from deletion if this is required by
law or is part of a fraud investigation, or as otherwise as described above in
the Use of Information section. You may access and modify your personal
information by emailing us at support@lead-squad.com or writing to us at:
Lead-Squad.com
45 Main St. #816
Brooklyn, NY 11201
6.0.
Storage and Security
We will retain PII, including user
location information, only as long as our business needs require. We will then
destroy or render unreadable any such information upon disposal.
We believe the security of your
information is a serious issue and we are committed to protecting the
information we receive from you. We use commercially reasonable security
measures to protect against the loss, misuse and alteration of your information
under our control. Our Sites are scanned on a regular basis for security
holes and known vulnerabilities in order to make your visit to our Site as safe
as possible. We use regular Malware Scanning. We do not use an SSL certificate.
Although we take precautions to
protect your data, no data transmission over the Internet can be guaranteed to
be 100% secure.
Although we have
agreements and vetting procedures in place for third parties, we are not
responsible for the actions of any third parties that may receive any such
information.
You
should note that the security of your personal information also depends on
you. Please do not communicate any information to us through unsecured
channels, such as when you are in public areas. Where we have provided you or you
have chosen a log-in, password, access code, or similar security feature, you
must keep the password, access code or security feature confidential. Please do
not share your password with anyone. If you believe your password or account
has been compromised, please contact us at info@Lead-Squad.com or write us at:
Lead-Squad.com
45 Main St. #816
Brooklyn, NY 11201
7.0.COPPA
(Children Online Privacy Protection Act)
Our Site is not
intended for children under 13 years of age. . We do not knowingly
collect personal information from children under 13. If you are under 13, do
not use or provide any information on this Site or provide any information
about yourself to us, including your name, address, telephone number, e-mail
address or any screen name or user name you may use. If we learn we have
collected or received personal information from a child under 13 without
verification of parental consent, we will delete that information. If you
believe we might have any information from or about a child under 13, please
contact us at info@Lead-Squad.com
or write us at:
Lead-Squad.com
45 Main St.
#816
Brooklyn,
NY 11201
We do not
specifically market to children under the age of 18. Children under the age of
18 may not use the services on this Site.
8.0.
California Online Privacy Protection Act
California
Civil Code Section § 1798.83 permits users of our Sites that are California
residents to request certain information regarding our disclosure of personal
information to third parties for their direct marketing purposes. To make such
a request, please send an e-mail to info@Lead-Squad.com or
write us at:
Lead-Squad.com
45 Main St. #816
Brooklyn, NY 11201
9.0.CAN
SPAM ACT
We collect e-mail addresses
submitted through the Site. If you do not wish to have your e-mail address or
phone number used by the Company to promote our own services, you can opt out
by sending us an e-mail stating your opt-out request to support@lead-squad.com. Please note
you may still receive e-mails relating to your account or transactional
matters.
11.0 NON-U.S.
VISITORS
This Privacy Policy is intended to cover collection of
information on our Site from residents of the United States. If you are
visiting our Site from outside the United States, please be aware that your
information may be transferred to, stored, and processed in the United States
where our servers are located and our central database is operated. The data
protection and other laws of the United States may different from and not be as
comprehensive as those in your country. By using our Services, you understand
that your information may be transferred to our facilities in the United States
and those third parties with whom we share it as described in this Privacy Policy.
12.0 Changes to
Privacy Policy
We may
change this Privacy Policy at any time. When we do, we will revise the updated
date at the top of this page. The revised Privacy Policy will be effective
immediately when posted on the Site. We encourage users to frequently
check this page for any changes to stay informed about how we are helping to
protect the personal information we collect.
You
acknowledge and agree that it is your responsibility to review this Privacy
Policy periodically to learn of any revisions to this Privacy Policy.
Your continued use of the Site after the effectiveness of such revisions will
constitute your acknowledgment and acceptance of the terms of the revised
Privacy Policy.
13.0 Contacting Us
If there are any questions regarding this privacy policy you
may contact us using the information below.
Lead-Squad.com
45 Main St. #816
Brooklyn, NY 11201
United States
hello@lead-squad.com
